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Additionally, customers for this type of strategy could have serious legal or criminal histories. It is very important to keep in mind that different carriers supply a series of issue ages on their assured concern policies as reduced as age 40 or as high as age 80 - expenses of insurance companies. Some will certainly additionally provide greater stated value, approximately $40,000, and others will certainly enable far better death advantage problems by boosting the rates of interest with the return of costs or lessening the number of years until a full death advantage is offered